The financial commitment associated with joining a fraternity or sorority differs from chapter to chapter. All chapters should be transparent about all costs associated with membership. Semester/annual dues go toward a chapter operating budget, international and national headquarters support and resources, liability insurance, chapter programs, council dues, etc. New member semester dues are the highest as they usually include a one-time new member fee, new member materials and the membership badge/pin. Most organizations offer payment plans to members who may need to make smaller installment payments throughout the year. Each fraternity and sorority should make exact dues numbers available to prospective members during the recruitment process.